18+

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Transfers

DuitNow Explained: How Instant Bank Transfers Work

By , Kuala Lumpur ·

DuitNow lets Malaysians send money instantly using a phone number, NRIC or business registration instead of a full account number. It's convenient — and, because transfers are instant and hard to reverse, it's worth understanding the safety basics.

How it works

DuitNow links your bank account to an ID (mobile number or NRIC). A sender picks that ID and the money arrives in seconds, 24/7, across participating banks and e-wallets — no batch delay.

Limits and reversibility

Transfers are subject to your bank's daily limits and can be near-impossible to claw back once sent. That's exactly why scammers love instant rails: verify the recipient before you confirm.

Staying safe

Only transfer to recipients you trust, never to a stranger promising to 'top up' your gaming account, and never share an OTP. Keep the transaction reference for your records.

18+ · Play responsibly

This article is information, not advice or encouragement to gamble. Games are random and favour the house; only ever stake what you can afford to lose. Help in Malaysia: Talian Kasih 15999, Befrienders KL 03-7627 2929.

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